Services

We’re Focused on Comprehensive Financial PlanningSo You Can Focus on What Really Matters

There is a reason you’re looking to form a relationship with a fee-only financial partner that you can trust. You have spent years accumulating wealth, spending wisely and thinking about retirement. But at a certain point, it can become overwhelming.

How do you know you’re doing the right thing when it comes to your money?

Growing your financial confidence serves as the cornerstone of what we do. We will align your financial plan with your current needs, future goals and “what-if” scenarios. You have worked diligently for your hard-earned wealth—now is the time to make sure it is working for you.

Our Services Our Financial Planning Services Include:

Retirement Planning


Steps to consider so you can accumulate the money you will need to pursue the retirement activities you want.

Estate & Transfer Planning


Manage personal affairs while you are alive and control the distribution of wealth upon your death.

Insurance & Risk Review


A well-structured insurance strategy can help protect your loved ones from the financial consequences of unexpected events.

Tax Planning


Understanding tax strategies can help you better manage your overall tax situation.

Charitable Giving


Maximize the impact of your donations by aligning your philanthropic goals with tax-efficient strategies, such as donor-advised funds or charitable trusts.

529 Plans & College Savings


Tax-advantaged strategies to save for the education of your loved ones with growth and qualified withdrawals tax-free.

Two Heads Are Better Than One:What Our Ensemble Approach Means For You

Over the past decade, we have made a transformative shift in the way we approach financial planning. Instead of every advisor operating solo, we have opted to create an ensemble-team approach.

When you come in for a meeting, you will have the opportunity to sit down with two CERTIFIED FINANCIAL PLANNER™ professionals to discuss and strategize. From there, you will have an entire team of financial professionals at your fingertips, including your dedicated client service team member.

We have found that having multiple professionals working with every client creates a unique, collaborative experience that clients can benefit from greatly.

Managing Your PortfolioOur Investment Philosophy

Our focus is not on significantly beating the markets, and we urge you to be wary of anyone who promises they can. Instead, our focus remains on you, your long-term goals and your comfort with risk.

While we use a set of models built in-house, every aspect of your portfolio is customized and tailored to your needs. We will review what approach, or set of approaches, can be used to diversify your investments in a meaningful and goal-oriented way.

FAQ

  • At Harbor Group, we are committed to getting to know you so that we can create a plan that reflects who you are, what you need, and where you are going. 

    That is why we will spend our first meeting discussing what you desire from your finances and how we can custom fit these aspirations to your financial plan. Only after we have gotten to know you do we dive into the details regarding your current investments and propose how they might change.

  • Absolutely. As fiduciary advisors, we feel it is important for clients to know we are operating entirely in their best interest at all times. That means that we have a legal obligation (and a personal mission) to provide advice tailored to your unique aspirations. While everyone has their own variation in needs, desires, and assets, each of our clients are provided with the same quality of service we would provide for ourselves and our own family.

  • Yes. We find that we best serve individuals with at least $1 million in investable assets. However, minimum asset levels are negotiable for clients who can demonstrate strong savings potential.

  • With over forty years in the industry, we have seen our share of ups and downs in regards to the market. This experience has given us the opportunity to implement an evidence-based investment strategy. Decades of objective, peer-reviewed financial research is combined with our dedication to creating a unique and individually designed financial plan. Together, this approach allows us to maximize and optimize your assets according to past wisdom, present knowledge, and your future financial destination.

  • We hope so! Are you interested in having an experienced team of financial professionals behind you? Then you might enjoy our highly collaborative approach. We have a team of financial professionals from multiple backgrounds working together to provide a highly skilled network of support. Do you prefer a financial planning process that has a rich focus on your personal needs? Our planning process is dedicated to understanding you as a person. That way, your plan can reflect who you are and what you would like to become. If this sounds like something of interest, we would love to speak with you!

Resources Financial Education

Making a Charitable Contribution

Making a Charitable Contribution

There are benefits and limitations when you decide to donate stock.
Learn More
What Is a Roth 401(k)?

What Is a Roth 401(k)?

Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.
Learn More
What Can You Buy With 529 Distributions?

What Can You Buy With 529 Distributions?

This article can be a helpful guide when beginning to prepare for education expenses.
Learn More

Beginning Our Process Assurance with
Every Step

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